Nucleus Software Exports Ltd - Stock Valuation and Financial Performance

BSE: 531209 | NSE: NUCLEUS | IT - Software | Small Cap

Nucleus Software Exp Share Price

1,323.30 -44.70 -3.27%
as on 12-Apr'24 16:59

DeciZen - make an informed investing decision on Nucleus Software Exp

Overall Rating
Bole Toh

1. Quality

2. Valuation

Overvalued

3. Price Trend

Semi Strong

Nucleus Software Exports stock performance -

mw4me loader
P/E Ratio (SA):
17.34
Market Cap:
3,542.9 Cr.
52-wk low:
574.9
52-wk high:
1,830

Is Nucleus Software Exports Ltd an attractive stock to invest in?

1. Is Nucleus Software Exports Ltd a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Nucleus Software Exports Ltd is a good quality company.

2. Is Nucleus Software Exports Ltd undervalued or overvalued?

The key valuation ratios of Nucleus Software Exports Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Nucleus Software Exports Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Nucleus Software Exports Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Nucleus Software Exp:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Nucleus Software Exports Ltd has performed well in majority of the past ten years indicating its past ten year financial track record is very good

Value Creation

Value Creation Index Colour Code Guide

Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
ROCE % 15.3%14.5%11.3%11.4%14.5%16.9%19.2%16.6%5%21.6%-
Value Creation
Index
0.10.0-0.2-0.20.00.20.40.2-0.60.5-

Growth Parameters

Growth Parameters Colour Code Guide

Sales 241279278299337397444454448585766
Sales YoY Gr.-15.7%-0.3%7.6%12.7%17.6%12%2.3%-1.4%30.5%-
Adj EPS 15.916.714.21622.625.833.233.810.342.476.3
YoY Gr.-5.1%-14.8%12.8%41.1%14.2%28.7%1.8%-69.4%309.8%-
BVPS (₹) 109.8121.9130.8151.5144.6161.9186.6222.8175.3219.6263.5
Adj Net
Profit
51.353.945.951.865.674.996.498.227.7113204
Cash Flow from Ops. 36.842.411.580.967.937.769.110656.451.9-
Debt/CF from Ops. 0000000000-

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Sales 10.3%11.6%9.6%30.5%
Adj EPS 11.5%13.4%8.5%309.8%
BVPS8%8.7%5.6%25.3%
Share Price 19.2% 30.9% 34.7% 112.8%

Key Financial Parameters

Performance Ratio Colour Code Guide

Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Return on
Equity %
15.214.411.211.314.416.819.116.5521.531.6
Op. Profit
Mgn %
19225.711.912.715.317.426.18.126.931.5
Net Profit
Mgn %
21.319.316.517.319.418.921.721.66.219.426.7
Debt to
Equity
0000000000-
Working Cap
Days
22321524719014111496109111111122
Cash Conv.
Cycle
3234674114254346516464

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 31.60%

Sales growth is good in last 4 quarters at 45.84%

Sales growth has been subdued in last 3 years 9.60%

Net Profit has been subdued in last 3 years 8.48%

Latest Financials - Nucleus Software Exports Ltd.

Standalone Consolidated
TTM EPS (₹) 76.3 77.4
TTM Sales (₹ Cr.) 766 822
BVPS (₹.) 263.5 272.7
Reserves (₹ Cr.) 679 703
P/BV 5.02 4.85
PE 17.34 17.11
From the Market
52 Week Low / High (₹) 574.90 / 1830.00
All Time Low / High (₹) 1.42 / 1830.00
Market Cap (₹ Cr.) 3,543
Equity (₹ Cr.) 26.8
Face Value (₹) 10
Industry PE 33.5

Management X-Ray of Nucleus Software Exp:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Nucleus Software Exp

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Sales241279278299337397444454448585
Operating Expenses 196218265264295339367336412428
Manufacturing Costs2424241921243091016
Material Costs5000000000
Employee Cost 124145164176216247267277336338
Other Costs 44497769586871506673
Operating Profit 4561133543587711836157
Operating Profit Margin (%) 18.6%22.0%4.7%11.7%12.7%14.5%17.4%26.1%8.1%26.9%
Other Income 30295132424364403434
Interest 0000001101
Depreciation 71111106711111317
Exceptional Items 0000000000
Profit Before Tax 68805357789412914757173
Tax 131985121827341543
Profit After Tax 55614552667610211242130
PAT Margin (%) 22.8%21.8%16.1%17.3%19.4%19.1%23.0%24.7%9.4%22.3%
Adjusted EPS (₹)17.018.813.816.022.626.035.238.615.748.7
Dividend Payout Ratio (%)35%27%36%31%35%35%26%23%45%21%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Shareholders Fund 356395424491420470542647469588
Share Capital 32323232292929292727
Reserves 323362392458391441513618443561
Minority Interest0000000000
Debt0000000000
Long Term Debt0000000000
Short Term Debt0000000000
Trade Payables16242829511018141111
Others Liabilities 118141124110140144170190219241
Total Liabilities 489559577630611624730850700840

Fixed Assets

Gross Block107113118404755727192102
Accumulated Depreciation63728310162331394965
Net Fixed Assets44413530313241324336
CWIP 1110000101
Investments 226171253447394433489649494540
Inventories0000000000
Trade Receivables327778536861808176165
Cash Equivalents 721639333465274243533
Others Assets11410611666734646645165
Total Assets 489559577630611624730850700840

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 374212816838691065652
PBT 68805357789412914757173
Adjustment -17-16-34-13-33-24-44-22-14-7
Changes in Working Capital -1-1014839-1241128-88
Tax Paid -13-12-8-10-16-19-20-30-15-27
Cash Flow From Investing Activity -29-1417-7474-18-10-126159-13
Capex -19-7-5-4-7-8-12-3-24-4
Net Investments -3366-80-16865-33-35-134165-18
Others 23-721029716233611189
Cash Flow From Financing Activity -10-23-340-134-25-32-11-211-21
Net Proceeds from Shares 0000000000
Net Proceeds from Borrowing 0000000000
Interest Paid 000000000-1
Dividend Paid -10-23-340-17-25-29-9-17-19
Others 0000-1170-2-2-193-2
Net Cash Flow -26-678-527-31417
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Ratios
ROE (%)16.3216.1910.9211.3314.411720.218.857.5424.66
ROCE (%)20.1821.351312.4917.1321.0825.6524.7810.2632.95
Asset Turnover Ratio0.520.530.490.50.540.640.660.570.580.76
PAT to CFO Conversion(x)0.670.690.271.561.030.50.680.951.330.4
Working Capital Days
Receivable Days687110280665958656475
Inventory Days0000000000
Payable Days1,265000000000

Nucleus Software Exports Ltd Stock News

Nucleus Software Exports Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Nucleus Software Exp on 12-Apr-2024 16:59 is ₹1,323.3.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 12-Apr-2024 16:59 the market cap of Nucleus Software Exp stood at ₹3,542.9.
The latest P/E ratio of Nucleus Software Exp as of 12-Apr-2024 16:59 is 17.34.
The latest P/B ratio of Nucleus Software Exp as of 12-Apr-2024 16:59 is 5.02.
The 52-week high of Nucleus Software Exp is ₹1,830 and the 52-week low is ₹574.9.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Nucleus Software Exp is ₹765.5 ( Cr.) .

About Nucleus Software Exports Ltd

Nucleus Software Exports provides innovative and pioneering products and software solutions since 1986. It provides software solutions to the Banking, Financial Services Industry (BFSI). For over 20 years, it has developed solutions spanning from retail banking to corporate banking, cash management, internet banking and credit cards. FinnOne, the flagship product of Nucleus Software is a comprehensive suite for retail banking applications comprising modules like customer acquisition system, loan management, delinquency and recovery management, deposits and finance against securities.

Products of the company

  • Customer Acquisition System
  • Loan Management System
  • Collections
  • General Ledger
  • Forecaster
  • Finance against Securities
  • Lead Management System
  • Customer Service Module
  • Power Pay
  • Collateral Management System
  • Central Liability System
  • Web based Islamic Financing Product

Milestones/ Awards

  • 2014
    Nucleus Software win The Asian Banker Technology Implementation Awards 2014 for ""Best Lending Platform Implementation.
    Nucleus Software Exports Ltd won the Best Corporate Governance - India - 2014.
  • 2012
    Nucleus Software's FinnOne Ranked Best Selling Lending Solution across the Globe.
    Nucleus Software ranked the Best for Online Annual Report by IR Global Rankings
  • 2011
    Nucleus Software wins Gold shield for Excellence in financial Reporting , 2010 by Institute of Chartered Accountants of India (ICAI)".
    "Nucleus Software's FinnOne is World's No. 1 Leading Software for the Third Consecutive Year"
    "Nucleus Software Ranked Amongst Top 5 Indian Companies for Corporate Governance"
  • 2009 - Good Corporate Governance Practices
  • 2009 - SAFA - Best Presented Accounts Award 2008
  • 2009 - Celent 2009 Model Bank Award
  • 2009 - FinnOne - World's No 1 Selling Lending Software product
  • 2008 - Amongst India's Top 15 Exciting Emerging Companies to Work For
  • 2008 - Asia's 200 Best Under A Billion Companies
  • 2008 - Good Corporate Governance Practices
  • 2008 - D&B – ECGC Indian Exporters’ Excellence Award
  • 2008 - FinnOne- World's 2nd Best Selling Lending Software product
  • 2007 - FinnOne - World's No 1 Selling Lending Software product
  • 2006 - Excellence in Financial Reporting
  • 2005 - Asia Pacific Level Technology Award
  • 2004 - Global Banking Back Office Systems
  • 2004 - Most Innovative ISV
  • 2003 - Building World Class Loan Management Solution
  • 2002 - 15th Highest selling Back Office Banking System Product
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